Chad,
it seems like you have the correct info on your xsaccess file... you may not need to have all the setting you put there but if you need them all, it doesn't affect the output.
have you tried checking on a simpler set up? like a hello world example with no authentication? then build on top of that... I think you may be doing too much at once... start on simple and build from there... sorry this is not a definite answer you need but it may help
good luck